Bajaj Finance Share Price Target 2023, 2024, 2025, 2026, 2027, 2028, 2029, 2030, 2040, 2050,Bajaj Finance Share Price Prediction, Bajaj Finance Share Price Forecast, Bajaj Finance share Price target tomorrow
Bajaj Finance Share Price Target 2023, 2024, 2025, 2026, 2027, 2028, 2029, 2030, 2040, 2050,Bajaj Finance Share Price Prediction, Bajaj Finance Share Price Forecast, Bajaj Finance share Price target tomorrow

Bajaj Finance Share Price Target 2023, 2024, 2025, 2027, 2030

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Bajaj Finance Limited is a non-banking financial company (NBFC) headquartered in Pune, India. It was founded in 1987 by Rahul Bajaj, the chairman of the Bajaj Group. Bajaj Finance is one of the leading NBFCs in India, with a customer base of over 50 million people. The company offers a wide range of financial products and services, including personal loans, home loans, car loans, two-wheeler loans, gold loans, and business loans. Bajaj Finance also offers a variety of insurance products, including life insurance, health insurance, and motor insurance. In this article we will discuss about Bajaj Finance Share price target 2023, 2024, 2025, 2026, 2027, 2028, 2029, 2030.

Business Model of Bajaj Finance Limited

The business model of Bajaj Finance Limited revolves around providing financial products and services to individuals, small businesses, and corporate clients. The company primarily operates as a non-banking financial company (NBFC) and focuses on the following key aspects:

  1. Lending: Bajaj Finance offers a wide range of loans to meet the diverse financing needs of its customers. This includes personal loans, home loans, business loans, loans against property, and consumer durable loans. The company evaluates the creditworthiness of applicants and provides funds based on their financial profiles.
  2. Investment and Wealth Management: Bajaj Finance provides investment and wealth management solutions to help customers grow their savings and achieve their financial goals. It offers fixed deposits, mutual funds, insurance products, and other investment options. The company aims to provide attractive returns and diversification opportunities for its customers.
  3. Distribution Network: Bajaj Finance has established a robust distribution network to reach a wide customer base across India. It operates through a combination of branches, partner networks, and digital platforms. This allows the company to cater to customers in urban as well as rural areas and provide convenient access to its products and services.
  4. Technology and Innovation: Bajaj Finance emphasizes the use of technology and innovation to enhance its operations and customer experience. The company leverages digital platforms for loan applications, approvals, and customer service. It also utilizes data analytics and machine learning to assess creditworthiness, manage risk, and personalize its offerings.
  5. Customer-Centric Approach: Bajaj Finance places significant importance on customer satisfaction. It strives to provide quick and seamless services, competitive interest rates, and flexible repayment options. The company focuses on understanding customer needs and tailoring its financial solutions accordingly.
  6. Risk Management: As a financial institution, Bajaj Finance has a comprehensive risk management framework in place. It employs rigorous credit assessment processes, risk monitoring systems, and collection mechanisms to mitigate credit risk and maintain asset quality.

Shareholding of Bajaj Finance Limited

Shareholders NameNo. of Shares%Shareholding
Total Share605429233100%
Promoters33852462355.91%
Foreign Institutions9507934215.7%
Banks & Mutual Funds560732959.26%
Others145886302.41%
General Public566368829.35%
Financial Institutions435180607.19%
GDR10084010.17%

Bajaj Finance Share

Bajaj Finance Limited Share listed on the Bombay Stock Exchange (BSE) and National Stock Exchange of India (NSE).
As of May 26, 2023, Bajaj Finance’s share price on the NSE was INR 6891.20/-, Bajaj Finance Share 52 week high at Rs. 7778/- & 52 week low Rs. 5220/-. The P/E Ratio of Bajaj Finance’s Share is 36.35 & Dividend Yields is 0.44%.

Company NameBajaj Finance Limited
Share NameBAJFINANCE 
SectorFinance
HeadquaterPune
Foundation1987
Key PersonRahul Bajaj (CEO)
Market Cap417907.64 Crores INR
Revenue17090 Crore Rs
Official WebsiteClick Here
Bajaj Finance Limited Share Price Details

Bajaj Finance Share Price Target 2023, 2024, 2025, 2026, 2027, 2028, 2029, 2030, 2040, 2050

YearFirst TargetSecond Target
202369507400
202476008500
202587509600
2026980010900
20271110012300
20281250013800
20291415015750
20301590017200
20403180033500
20505120055400
Bajaj Finance Limited Share Price List

Note:- “That these share price targets for “Bajaj Finance Share” are only provided for the purpose of reference and that this prediction will only hold true in the event that there is optimism in the market. Any uncertainties regarding the company or the current state of the global market will not be addressed in this analysis.”

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Annual Result Summary of Bajaj Finance Limited

Here is the annual result summary of Bajaj Finance Limited for the financial year ended March 31, 2023:

  • Total income grew by 31.68% to Rs. 35,686.57 crore from Rs. 23,834.15 crore in the previous year.
  • Profit after tax grew by 31% to Rs. 10,592.86 crore from Rs. 7,974.60 crore in the previous year.
  • Net interest income grew by 27.56% to Rs. 16,179.92 crore from Rs. 12,733.15 crore in the previous year.
  • Net non-interest income grew by 34.47% to Rs. 19,506.65 crore from Rs. 14,400.99 crore in the previous year.
  • Asset under management (AUM) grew by 28.47% to Rs. 2,35,845.48 crore from Rs. 1,85,158.00 crore in the previous year.
  • Net worth grew by 29.35% to Rs. 48,002.23 crore from Rs. 37,372.28 crore in the previous year.

Bajaj Finance Share Price Target 2023

Bajaj Finance is known for its expertise in consumer finance, retail lending, and investment services. The company offers various types of loans, including personal loans, home loans, business loans, and loans against property. It caters to the needs of individuals, small businesses, and corporate clients.
Bajaj Finance share price target 2023 are as follows –

Target Year1st Target2nd Target
2023₹6900₹7400

Bajaj Finance Share Price Target 2024

Bajaj Finance also provides investment and wealth management solutions. It offers fixed deposits, mutual funds, insurance products, and other investment options. The company has a strong focus on customer satisfaction and has implemented technology-driven processes to provide efficient and seamless services.
Bajaj Finance share price target 2024 are as follows –

Target Year1st Target2nd Target
2024₹7600₹8500

Bajaj Finance Share Price Target 2025

Bajaj Finance has a widespread presence across India with a network of branches and distribution partners. It has gained a reputation for its quick loan approvals, competitive interest rates, and flexible repayment options. The company has a strong customer base and has consistently been recognized as one of the leading NBFCs in India.
Bajaj Finance share price target 2025 are as follows –

Target Year1st Target2nd Target
2025₹8750₹9600

Bajaj Finance Share Price Target 2026

Bajaj Finance has witnessed remarkable growth over the years. The company has expanded its presence across India, establishing a vast network of branches and distribution channels. Its strong focus on customer satisfaction and personalized solutions has helped it penetrate both urban and rural markets, making it a preferred choice for individuals and businesses alike.
Bajaj Finance share price target 2026 are as follows –

Target Year1st Target2nd Target
2026₹9800₹10900

Bajaj Finance Share Price Target 2027

Bajaj Finance Limited has gained a competitive edge in the industry through its customer-centric approach and continuous innovation. By leveraging advanced technologies and data analytics, the company has been able to offer seamless and efficient services. Its strong risk management practices and prudent lending policies have also contributed to its success, ensuring a healthy loan book and mitigating potential risks.
Bajaj Finance share price target 2027 are as follows –

Target Year1st Target2nd Target
2027₹11100₹12300

Bajaj Finance Share Price Target 2028

Bajaj Finance Limited has consistently demonstrated strong financial performance, reflecting its robust business model and strategic planning. The company has delivered consistent growth in revenue and profitability, outperforming its peers in the industry. Its prudent risk management practices and strong asset quality have contributed to its financial stability, allowing it to navigate through challenging market conditions.
Bajaj Finance share price target 2028 are as follows –

Target Year1st Target2nd Target
2028₹12500₹13800

Bajaj Finance Share Price Target 2029

Bajaj Finance has integrated technology into its operations, enhancing the overall customer experience. The company has developed user-friendly mobile applications and online platforms, enabling customers to access and manage their accounts conveniently. Through automation and digitization, Bajaj Finance has streamlined processes, reducing turnaround times and enhancing operational efficiency.
Bajaj Finance share price target 2029 are as follows –

Target Year1st Target2nd Target
2029₹14150₹15750

Bajaj Finance Share Price Target 2030

Bajaj Finance Limited is well-positioned to capitalize on the vast opportunities in the Indian financial market. The company aims to further expand its product offerings, enhance customer experience through digital transformation, and strengthen its presence in both urban and rural areas. With its robust foundation, customer-centric approach, and focus on innovation, Bajaj Finance is poised for continued growth and success.
Bajaj Finance share price target 2030 are as follows –

Target Year1st Target2nd Target
2030₹15900₹17200

Joint Venture & Subsidiaries of Bajaj Finance Limited

Bajaj Finance Limited has the following joint ventures and subsidiaries:

  1. Bajaj Allianz General Insurance Company Limited: Bajaj Finance has a joint venture with Allianz SE, a leading global insurance company. Bajaj Allianz General Insurance offers a wide range of general insurance products and services, including motor insurance, health insurance, home insurance, travel insurance, and more.
  2. Bajaj Allianz Life Insurance Company Limited: Another joint venture with Allianz SE, Bajaj Allianz Life Insurance provides life insurance solutions to individuals and families. The company offers various life insurance policies, including term plans, endowment plans, unit-linked plans, and retirement plans.
  3. Bajaj Housing Finance Limited: Bajaj Housing Finance is a subsidiary of Bajaj Finance that focuses on providing housing finance solutions. It offers home loans, loan against property, and other related services to help individuals and families fulfill their housing needs.
  4. Bajaj Financial Securities Limited: This subsidiary of Bajaj Finance is engaged in the business of stockbroking and provides various investment and trading services in the capital markets. It offers equity trading, derivatives trading, currency trading, and other related services.
  5. Bajaj Finserv Direct Limited: Bajaj Finserv Direct is a subsidiary of Bajaj Finance that operates as a distribution company. It acts as a platform for selling various financial products and services, including insurance policies, investment products, and loans.

Dividends History of Bajaj Finance Limited

Here is a brief overview of Bajaj Finance’s dividend history over the past few years:

  • In 2022, Company declared a final dividend of Rs. 20 per share.
  • In 2021, Company declared a final dividend of Rs. 10 per share.
  • In 2020, Company declared a final dividend of Rs. 10 per share.
  • In 2019, Company declared a final dividend of Rs. 6 per share.

Future of Bajaj Finance Share

There are a few aspects that may shape the future of Bajaj Finance:

  1. Market Expansion: Bajaj Finance may continue to explore opportunities for expansion and growth. It could expand its presence in existing markets and explore new geographies or segments to diversify its portfolio and capture untapped customer segments.
  2. Digital Transformation: Technology and digitization are likely to play a significant role in the future of Bajaj Finance. The company may invest in digital platforms, automation, and data analytics to enhance its customer experience, streamline operations, and leverage new business models.
  3. Product Innovation: Bajaj Finance may continue to innovate and introduce new financial products and services to cater to evolving customer needs. This could include customized loan offerings, investment solutions, and insurance products, among others.
  4. Partnerships and Collaborations: Collaborations with other companies, fintech startups, or strategic partnerships may be pursued to drive innovation, expand reach, and offer complementary services to customers.
  5. Regulatory Environment: The regulatory landscape can significantly impact the future of financial institutions. Bajaj Finance will need to adapt to any regulatory changes, comply with guidelines, and ensure robust risk management practices.

Risk of Bajaj Finance Share

Common risks that could affect Bajaj Finance:

  1. Credit Risk: Bajaj Finance faces the risk of borrowers defaulting on their loan repayments. Changes in economic conditions, industry-specific factors, or individual financial circumstances can impact borrowers’ ability to repay their loans, leading to credit losses.
  2. Market Risk: Bajaj Finance is exposed to market risk arising from fluctuations in interest rates, foreign exchange rates, and equity prices. These fluctuations can affect the profitability of the company, the valuation of its investment portfolio, and the cost of its borrowings.
  3. Liquidity Risk: Bajaj Finance needs to maintain sufficient liquidity to meet its obligations, including loan disbursements, interest payments, and funding requirements. Inadequate liquidity, difficulties in accessing capital markets, or disruptions in the financial system can pose liquidity risk to the company.
  4. Regulatory and Compliance Risk: The financial sector is subject to a complex regulatory framework. Bajaj Finance must adhere to various laws, regulations, and guidelines set by regulatory authorities. Non-compliance or changes in regulatory requirements can result in penalties, reputational damage, or disruptions in business operations.
  5. Operational Risk: Bajaj Finance faces operational risks associated with internal processes, systems, and human factors. These risks include errors, fraud, technology failures, cybersecurity threats, and disruptions to business continuity. Inadequate risk management practices or operational failures can impact the company’s financial performance and reputation.
  6. Strategic Risk: The company operates in a dynamic and competitive market environment. Strategic risk arises from factors such as changes in customer preferences, technological advancements, new entrants, and shifts in market dynamics. Failure to adapt to these changes or make effective strategic decisions can pose risks to Bajaj Finance’s market position and growth prospects.
  7. Macroeconomic and Political Risks: Bajaj Finance’s performance can be influenced by macroeconomic factors, such as GDP growth, inflation, and government policies. Economic downturns, policy changes, political instability, or geopolitical events can impact consumer demand, credit quality, and overall business environment.

FAQs –

What is the Share Price of Bajaj Finance?

Share price of Bajaj Finance is Rs.6981/-.

What is the target price of Bajaj Finance?

In year 2023, share price target of Bajaj Finance is Rs. 7500/-

What will be Bajaj share price in 2025?

In 2025, share price of bajaj finance in between Rs.8700 to 9500/-

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