Bank of America is one of the largest banks in the United States and has a significant presence in the international banking community. To send or receive money from overseas, you need to provide a specific code that identifies your bank, branch, and location. This code is known as the Bank of America swift code, and it is essential to ensure that your transaction is processed correctly. Bank of America is one of the largest with over 4,000 branches and 17,000 ATMs across the country. If you need to make an international wire transfer to Bank of America, you’ll need to know the bank’s SWIFT code.
Table of Contents
What is a Swift Code ?
A swift code is a unique identifier for a bank or financial institution. The Society for Worldwide Interbank Financial Telecommunication (SWIFT) assigns these codes to each bank, which allows for the easy and secure transfer of money between financial institutions.
The swift code contains either 8 or 11 characters, which identify the bank, branch, and location. The first four characters represent the bank’s code, the next two characters represent the country code, and the following two characters identify the location code. If the code is 11 characters long, the last three characters represent the branch code.
Bank of America Swift Code
A Bank of America Swift code is a unique identifier that is used to transfer money internationally. Swift codes are used to identify banks and financial institutions worldwide. A Swift code consists of eight or eleven characters and is made up of a Bank Identifier Code (BIC) and a Country Code.Bank of America Swift codes are used for various types of international transfers, including wire transfers, SEPA transfers, and SWIFT transfers. If you’re sending money to a Bank of America account from overseas, you’ll need the bank’s Swift code.
| Bank of America Swift Code N.A | |
| Swift Code | BOFAUS3NXXX |
| Bank | BANK OF AMERICA N.A |
| Address | 222 BROADWAY |
| City | New York |
| Postal Code | 10038 |
| Country | United States |
| | Bank of America Swift Code N.A |
| Swift Code | BOFAUS3MXXX |
| Bank | BANK OF AMERICA N.A |
| Address | NATIONSBANK TOWER 100 SOUTH EAST 2ND STREET |
| City | MIAMI |
| Postal Code | 33131 |
| Country | United States |
| | Bank of America Swift Code N.A |
| Swift Code | BOFAUS6HXXX |
| Bank | BANK OF AMERICA N.A |
| Address | 555 CALIFORNIA STREET |
| City | SAN FRANCISCO |
| Postal Code | 94104 |
| Country | United States |
Bank of America Swift Code Format
A Bank of America Swift code consists of 8 or 11 characters. The first four characters represent the bank code, the next two characters represent the country code, and the last two characters represent the location code.
Here’s an example of a Bank of America Swift code: BOFAUS3NXXX
BOFA – Bank Code, US – Country Code, 3N – Location Code, XXX – Branch Code
The first four characters “BOFA” represent Bank of America. The “US” represents the United States, and “3N” represents the location of the bank.
Where Can I Find Bank of America Swift Code?
There are several ways to find a Bank of America Swift code. You can find it online on the bank’s website, or you can contact customer service to get the code. You can also find the Swift code on your bank statement or on the recipient’s bank statement.
Here’s how you can find Bank of America Swift code online:
- Go to the Bank of America website
- Click on “Locations”
- Type in the location you want the Swift code for
- Click on the specific location
- The Swift code will be listed on the page
Bank of America Swift Code for Different Countries
The Bank of America Swift code varies from country to country. Here are some of the Swift codes for Bank of America in different countries:
- Bank of America Swift Code for the United States: BOFAUS3N
- Bank of America Swift Code for the United Kingdom: BOFAGB22
- Bank of America Swift Code for Canada: BOFACATT
- Bank of America Swift Code for Australia: BOFAAUSX
- Bank of America Swift Code for New Zealand: BOFANZ2X
How to Use Bank of America Swift Code?
Using a Bank of America Swift code is relatively easy. Here’s how you can use the Swift code to send or receive money internationally:
- Obtain the recipient’s Swift code and account number
- Log in to your Bank of America account
- Select “Transfer Money”
- Choose the account you want to transfer money from
- Enter the recipient’s Swift code and account number
- Enter the amount you want to transfer
- Review the transaction details and click “Submit.”
It’s important to note that there may be fees associated with international transfers.
Bank of America Swift Code for International Wire Transfers
If you are sending money to a Bank of America account from a foreign country, you will need to provide the following information to the sender:
- Bank Name: Bank of America
- Swift Code: BOFAUS3N
- Account Holder Name
- Account Number
- Routing Number
The Bank of America swift code for international wire transfers in US dollars (USD) is BOFAUS3N. Make sure to provide this code to the sender to ensure that your funds are transferred correctly.
Bank of America Swift Code for Domestic Wire Transfers
If you are making a wire transfer to a Bank of America account within the United States, you will need to provide the following information to the sender:
- Bank Name: Bank of America
- Routing Number
- Account Holder Name
- Account Number
You do not need to provide the Bank of America swift code for domestic wire transfers. Instead, provide the routing number, which is a unique code assigned to each bank for domestic transfers.
Read Also – Chase (Jp Morgan Chase) SWIFT code
– Wells Fargo SWIFT Code
FAQs –
Bank of America’s SWIFT code is BOFAUS3N. This code is used for all international wire transfers to Bank of America.
You can find Bank of America’s SWIFT code details in this post.
To use Bank of America’s SWIFT code, you’ll need to provide it to the sender of the wire transfer. The sender will also need to provide your account information, such as your account number and the name on the account.
No, SWIFT codes are used for international wire transfers only. For domestic transfers within the United States, you’ll need to use a routing number.
No, a SWIFT code and an IBAN (International Bank Account Number) are two different codes used for international wire transfers. The SWIFT code identifies the bank and branch, while the IBAN identifies the specific account.
A SWIFT code is used for international wire transfers, while a routing number is used for domestic transfers within the United States. The routing number identifies the bank and branch where the account is held.
If you use the wrong SWIFT code, the wire transfer may be delayed or even rejected. The funds may also be sent to the wrong bank or branch. It’s important to double-check the SWIFT code before making an international wire transfer to ensure that the funds are sent to the correct account.
Yes, there are alternative methods for sending money internationally, such as using a third-party money transfer service like TransferWise or PayPal. These services often offer lower fees and faster transfer times compared to traditional international wire transfers.
The time it takes for an international wire transfer to reach Bank of America can vary depending on the destination country and the time of day the transfer is initiated. Generally, it can take anywhere from 1-5 business days for the funds to be credited to the recipient’s account.
Bank of America charges a fee for international wire transfers, which varies depending on the destination country and the amount of the transfer.
